top of page

Residential Loan programs

neighburhood of houses american houses with flags of the USA, cleaner houses, expensive ho

Conventional Loans

  • Fixed-rate and adjustable-rate mortgages (ARMs) with terms ranging from 10 to 30 years.

FHA Loans

  • Government-backed loans insured by the Federal Housing Administration, typically requiring lower down payments and offering more flexible credit requirements.

Buying a House
Veteran Family

VA Loans

  • Mortgages guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service members, and qualified surviving spouses.

USDA Loans

  • Loans designed to help low- to moderate-income borrowers in rural areas purchase homes with no down payment required.

Aerial View of Farmhouse
Luxury Home

Jumbo Loans

  • Financing for luxury or high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac

Home Equity Loans and Lines of Credit (HELOCs)

  • Products that allow homeowners to borrow against the equity in their homes for various purposes.

home keys
Accountant

Debt Consolidation Loans

  • Mortgages designed to help homeowners consolidate high-interest debt, such as credit card balances or personal loans, into a single, more manageable monthly payment.

Reverse Mortgage

  • Loans available to homeowners aged 62 and older, allowing them to convert part of their home equity into cash without the need to sell the home or make monthly mortgage payments.

In-Home Consultation
World Peace

Foreign National Loans

  • Mortgages tailored for non-U.S. citizens or foreign nationals who wish to purchase property in the United States. These loans may have specific requirements and documentation processes for borrowers without U.S. residency or citizenship

One-Time Close Construction Loans

  • Mortgages that combine financing for the purchase of land and the construction of a new home into a single loan. These loans streamline the process by providing funding for both phases of construction with only one closing, potentially saving time and money for borrowers.

Construction
Renovation

Renovation Loans

  • Financing options for purchasing a home in need of repairs or remodeling, or for refinancing an existing mortgage to cover the costs of renovations. Renovation loans provide funds for both the purchase price of the home and the renovation expenses, allowing borrowers to finance home improvements with a single loan.

Bridge Loans

  • Bridge the gap between your home sale and your next purchase without having to delay your plans

Bridge
bottom of page